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Happy New Year!
As we welcome the New Year, the North Carolina Real Estate Commission extends its heartfelt gratitude to all real estate brokers for their hard work and dedication. Your professionalism and commitment to the profession continue to elevate the standards of real estate brokerage in North Carolina.
This year, we wish you success, growth, and new opportunities in your real estate career. The Commission is here to support you by providing educational resources and guidance on regulatory compliance. As you navigate the dynamic real estate market, we encourage you to stay up to date with License Law and Commission Rules.
For any questions about License Law and Commission Rules, or permissible brokerage activities, feel free to contact Regulatory Affairs at regulatoryaffairs@ncrec.gov.
May the year ahead bring you happiness and success in all your real estate endeavors!
Year End Wrap-Up
It’s been a busy year at the Real Estate Commission, and as we wrap up 2024 and look towards 2025, let’s review some of the major events of the year.
The NAR Settlement
First on every REALTORS®’ mind: the National Association of Realtors’ settlement. While the settlement applies only to brokers who are members of the Association, it has had a broad impact on brokerage practice. If you haven’t heard about this then your license must be expired or inactive and you need to reinstate it before December 31, 2024 (hint, hint).
In November 2024, final court approval was granted in the nationwide anti-trust class action lawsuit that alleged that NAR’s practices inflated broker commissions. NAR agreed to two rule changes that went into effect in August prior to the approval of the settlement. First, REALTORS® can no longer include the buyer agent’s compensation when listing homes on the MLS. Second, buyers can negotiate their own agent’s pay and formalize it in a signed contract.
First, let’s distinguish between brokers and REALTORS®. The Real Estate Commission licenses brokers, but REALTORS® are licensed brokers who are also voluntary members of the NAR trade association. One does not have to be a REALTOR® to be a broker, but you must be a broker to be a REALTOR®.
Second, please remember that Rule 21 NCAC 58A .0104 already requires that all agency agreements must be in writing. So, while the new NAR rule change calls for a signed contract between the buyer and their REALTOR® that addresses compensation, the Real Estate Commission has required this for some time now and it is not a new requirement in North Carolina. What is new is the timing, and that applies only to REALTORS®. They must now have an agreement signed prior to touring a home with a buyer.
Revised RPOADS
The Commission revised the Residential Property and Owners’ Association Disclosure Statement (RPOADS) effective July 1, 2024. While the new RPOADS has a slightly different format and larger font, most of the questions remained the same with the addition of more detailed questions addressing flooding and related issues.
As a reminder, the RPOADS is used for residential properties and is filled out by the seller, not the broker. As to sellers, North Carolina is an “as is/buyer beware/caveat emptor” state (however you want to say it), which means an unlicensed seller may choose not to disclose any material facts by selecting “no representation” (the “NR” circle on the RPOADS). However, if the seller is a licensed broker, they are required to comply with Commission rules, which require aevery broker to disclose any material facts about the property that they know or should reasonably know, even in personal transactions. So even if the seller chooses to not disclose, the broker still must. And while it’s not a requirement, the best practice would be to disclose it in writing!
Trending in 2024
Fraud continues to plague the real estate industry throughout the country. Seller imposters, identity theft, and wire fraud are on the rise as consumers have reported losing out on billions of dollars per year to various types of scams. Know the red flags and always verify information to ensure that you are protecting the best interests of your clients and helping to prevent fraudulent activity.
What Comes Next?
As we move into 2025, the Commission continues to move forward with proposed rulemaking. The proposed changes can be found on the Commission’s homepage under License Law and Rule Changes. The public comment period opens on January 15, 2025, and we encourage you to submit your comments in writing to Public.Comment@ncrec.gov by March 17, 2025. In addition to the comment period, the Commission encourages you to attend the February 2025 public hearing on the proposed rule changes in High Point.
And finally, Happy New Year to all of our licensees and educators from the Commission and its Staff.
Disciplinary Actions
RACHEL L ALLES (CHARLOTTE) – By Consent, the Commission reprimanded Alles effective November 13, 2024. The Commission found that Alles, acting as the broker-in-charge of Higher Tech Realty NC LLC, supervised a listing agent who had been licensed for over 18 years. The listing agent’s seller-client completed a Residential Property Owners’ Association Disclosure Statement, and marked the property as having city water, city sewer, septic, and a private well. Alles was the broker-in-charge responsible when the listing was placed on the Multiple Listing Services (“MLS”), in which the property was described as having city water, city sewer, and septic. The listing agent misrepresented the property as being on city water when in fact it was served by a shared well. After closing, the buyer discovered the property did not have city water, and that the well was a shared well. Alles failed to ensure the advertisement for the property was accurate.
ASSISTANCE IN THE JOURNEY LLC (WINSTON-SALEM) – By Consent, the Commission suspended the real estate firm license of Assistance in the Journey LLC for a period of 9 months, effective December 15, 2024. The Commission then stayed the suspension in its entirety upon certain conditions. The Commission found that Assistance acted as designated listing brokers providing services for Assistance’s seller-client. Assistance misrepresented the heated square footage (“SF”) in its advertising. After the purchase, the buyer discovered that the advertised SF was 25% greater than the actual SF. A private settlement has been reached with the buyer.
JOHN F BARNHART (SANFORD) – The Commission accepted the permanent voluntary surrender of the real estate license of Barnhart, effective December 11, 2024. The Commission dismissed without prejudice allegations that Barnhart violated provisions of the Real Estate License Law and Commission Rules. Barnhart neither admitted nor denied misconduct.
MICHELLE B BENNETT (CHARLOTTE) – By Consent, the Commission reprimanded Bennett effective December 31, 2024. The Commission found that in August 2023, Bennett failed to verify whether homeowner association covenants allowed for the rental of the subject property.
HEIDI E CHRISTIE (WINSTON-SALEM) – By Consent, the Commission suspended the broker license of Christie for a period of 30 months, effective December 15, 2024. The Commission then stayed the suspension in its entirety upon certain conditions. The Commission found that Christie acted as co-listing agent in a designated dual agency transaction. Christie misrepresented the heated square footage (“SF”) in advertising. Christie hired a photographer who was not licensed as an appraiser or real estate broker to provide measurements and failed to review the advertising and measurements for accuracy. After the purchase, the buyer discovered that the advertised SF was 25% greater than the actual SF. A private settlement has been reached with the buyer. Christie attended trainings for brokers on SF representation and signed documentation attesting that the measurements adhered to firm policy when they did not.
CRYSTAL G FRANKLIN COPAS (SANFORD) – By Consent, the Commission suspended the broker license of Copas for a period of 6 months, effective November 15, 2024. The Commission then stayed the suspension in its entirety upon certain conditions. The Commission found that in June 2023, Copas listed property owned by an investor. Copas failed to include the types of agency offered on the WWREA disclosure, and failed to include the effective date, expiration date, and agency authorization in the listing agreement, but later rewrote both to include omitted information. A buyer went under contract for the property and emailed Copas the valuation from the buyer’s VA appraisal including a list of repairs to which the valuation was subject. The seller completed a septic repair and had plumbing issues inspected but the buyer terminated the contract when the buyer could not make up the difference in the VA appraised value. Copas failed to fully disclose the VA-identified remaining repair issues to the second buyer. The second buyer terminated in part due to inspection issues and newly discovered title issues and received a partial refund of the due diligence fee. Copas received the second buyer’s inspection report and provided that inspection report to the final buyer.
MARINA J DANE (CAROLINA BEACH) – The Commission revoked the real estate broker license of Dane, with no eligibility to apply for reinstatement for a period of 1 year from the effective date of December 11, 2024. The Commission found that on or about July 5, 2023, Dane fraudulently scheduled a showing at a property listed for sale so that she could access the property for her own personal use.
AIMEE L GENDRICH (JACKSONVILLE) – By Consent, the Commission reprimanded Gendrich effective December 15, 2024. The Commission found that Gendrich served as property manager for a landlord residing out of the country. Gendrich failed to conduct an inspection of the residence upon entering into the property management agreement and failed to conduct an inspection of the residence when the tenant vacated. In separate sales transactions in which Gendrich represented buyer-clients, Gendrich failed to deliver a detailed and accurate copy of the closing statement and properly identify repair requests in the Due Diligence Request and Agreement.
HIGHER TECH REALTY NC LLC (CHARLOTTE) – By Consent, the Commission reprimanded Higher Tech Realty NC LLC effective November 13, 2024. The Commission found that in September 2022, the Firm acted as listing agent for a property owner. The seller-client completed a Residential Property Owners’ Association Disclosure Statement and described the property as having city water, city sewer, septic, and a private well. The Firm advertised the property on the Multiple Listing Services (“MLS”), as having city water, city sewer, and septic, misrepresenting that the property was on city water when in fact it was on a shared well. After closing, the buyer discovered the property did not have city water, and that the well was a shared well. The Firm failed to ensure the MLS listing for Subject Property was accurate.
LANTERN REALTY & DEVELOPMENT LLC (KANNAPOLIS) – By Consent, the Commission reprimanded Lantern Realty & Development LLC effective December 11, 2024. The Commission found that in or around May 2023, the Firm listed a residential property and advertised the property as “[t]his home has been fully remodeled; new roof, HVAC, water heater, electrical and plumbing.” After closing on the property, the buyer discovered the electrical did not meet code requirements and paid to have the electrical service updated from 75 amps to 200amps. The Firm failed to disclose the property was not renovated in compliance with the law and misrepresented it in the advertisement.
ASHLEY S LAY (WINSTON-SALEM) – By Consent, the Commission suspended the broker license of Lay for a period of 30 months, effective December 15, 2024. The Commission then stayed the suspension following a 1-month active period upon certain conditions. The Commission found that Lay acted as co-listing agent in a designated dual agency transaction. Lay misrepresented the heated square footage (“SF”) for the subject property in advertising. Lay also acted as seller’s agent for the sellers in their purchase of the property and had access to information indicating that the advertised number was wrong. After the purchase, the buyer discovered that the advertised SF was 25% greater than the actual SF. Lay attended trainings for brokers on SF representation and signed documentation attesting that the measurements adhered to firm policy. A private settlement has been reached with the buyer.
JOHN K LAY (WINSTON-SALEM) – By Consent, the Commission reprimanded Lay effective December 15, 2024. The Commission found that Lay acted as broker-in-charge for a licensed team. The team and Firm advertised the subject property and misrepresented the heated square footage (“SF”). After the purchase, the buyer discovered that the advertised SF was 25% greater than the actual SF. Lay failed to ensure his firm’s advertisements were accurate and that affiliated brokers adhered to firm policies. A private settlement has been reached with the buyer.
SHAWN K MAYERS (KINSTON) – The Commission accepted the voluntary surrender of the real estate broker license of Mayers, effective December 11, 2024, with no right to reapply for 2 years. The Commission dismissed without prejudice allegations that Mayers violated provisions of the Real Estate License Law and Commission Rules. Mayers neither admitted nor denied misconduct.
JESSICA L MOORE (WINSTON-SALEM) – By Consent, the Commission suspended the broker license of Moore for a period of 12 months, effective December 15, 2024. The Commission then stayed the suspension in its entirety upon certain conditions. The Commission found that Moore acted as designated buyer-agent for a client. The designated listing agent and firm advertised the subject property and misrepresented the heated square footage (“SF”). Moore pointed out to her buyer-client that she believed the SF was inaccurate but failed to measure herself or discuss the possible inaccuracy with the designated listing agents. Moore completed her firm’s Broker Confirmation Form in which she agreed that she did not observe any gross discrepancies in SF at the time of showing. After the purchase, the buyer discovered that the advertised SF was 25% greater than the actual AF. A private settlement has been reached with the buyer.
PIER 24 REALTY LLC (JACKSONVILLE) – By Consent, the Commission reprimanded Pier 24 Realty effective December 15, 2024. The Commission found that the Firm provided property management services and maintained security deposit and rental trust accounts. The Firm failed to ensure that the trust accounts were labeled as “trust” or “escrow.” The Firm failed to maintain complete property ledgers and records that would provide a complete audit trail.
MILLS A TOWLER (JACKSONVILLE) – By Consent, the Commission suspended the broker license of Towler for a period of 2 years, effective September 16, 2024. The Commission then stayed the suspension following a 3-month active period upon certain conditions. The Commission found that Towler acted as listing agent for a property and received a home inspection report and additional information from the buyer under contract regarding a leaking bathroom drainpipe and damaged subfloor. The contract terminated after the parties could not come to agreement on repairs and Towler failed to update his listing or otherwise disclose these material facts to three subsequent buyers.
Disciplinary Actions
TIARA NICOLE COX (GRAHAM) – By Consent, the Commission suspended the broker license of Cox for a period of 9 months, effective November 30, 2024. The Commission then stayed the suspension in its entirety upon certain conditions. The Commission found that Cox commingled funds; disbursed trust money for a client which exceeded the balance for that client; applied trust money to a purpose for which it was not intended; did not maintain records sufficient to verify the accuracy of trust funds; did not keep separate ledgers for each rental property; did not keep a general journal; and did not reconcile the trust account monthly.
CREB INC (MOORESVILLE) – The Commission accepted the permanent voluntary surrender of the real estate firm license of Creb Inc, effective November 13, 2024. The Commission dismissed without prejudice allegations that Creb violated provisions of the Real Estate License Law and Commission Rules. Creb neither admitted nor denied misconduct.
HUEY REAL ESTATE (GRAHAM) – By Consent, the Commission suspended the real estate firm license of Huey Real Estate for a period of 9 months, effective November 30, 2024. The Commission then stayed the suspension in its entirety upon certain conditions. The Commission found that Huey Real Estate commingled funds; disbursed trust money for a client which exceeded the balance for that client; applied trust money to a purpose for which it was not intended; did not maintain records sufficient to verify the accuracy of trust funds; did not keep separate ledgers for each rental property; did not keep a general journal; and did not reconcile its trust account monthly.
LINDA J HUTAFF (PINEHURST) – By Consent, the Commission reprimanded Hutaff effective November 13, 2024. The Commission found that Hutaff received a lead for listing a vacant lot from the believed owners (“Fraudster”). Fraudster told Hutaff he knew a former client of Hutaff. Hutaff failed to obtain any proof of identification from Fraudster, such as a driver license, passport, ID card, etc. Fraudster provided Hutaff with the true owners’ names and out-of-state address, and Hutaff conducted a social media search and verified the County Tax Public Records including confirming the information on the deed of record. Thereafter, Hutaff prepared the listing for the property and emailed the listing documents to Fraudster for his electronic signature. Hutaff then listed the property on the Multiple Listing Service and placed a sale sign on the property. After the property was listed, Fraudster accepted an offer of $189,000 with a 14-day closing and signed the offer contract electronically. The executed contract was mailed to the closing attorney and Hutaff’s assistant mailed the $6,000 due diligence check to the owner’s address of record in Virginia. After closing and wiring payment for the property, it was discovered Fraudster was not the true owner.
DONELL J KEITH (ABERDEEN) – By Consent, the Commission suspended the broker license of Keith for a period of 24 months, effective September 16, 2024. The Commission then stayed the suspension in its entirety upon certain conditions. The Commission found that Keith acted as listing agent for an investor selling a residential property they had renovated. The seller disclosed to Keith that a chimney fire had caused damage, and that they had documents evidencing that an engineer had recommended a repair method, and that the damage had been repaired. Keith did not obtain or review the seller’s documents and failed to disclose the fire to potential buyers. A buyer purchased the property and discovered after closing that there had been a fire. The Commission noted that Keith has entered a settlement with the buyer that includes having a contractor complete additional repairs to the buyer’s satisfaction.
JOHNNY W MITCHELL (RALEIGH) – By Consent, the Commission suspended the broker license of Mitchell for a period of 4 years, effective September 16, 2024. The Commission then stayed the suspension following a 2-month active period upon certain conditions. The Commission found that Mitchell acted as a buyer’s agent for a buyer-client who went under contract to purchase residential property. The Multiple Listing Service (“MLS”) agent remarks noted that a road widening project could affect the property and included a North Carolina Department of Transportation (“NCDOT”) link for further information. After the initial showing, the listing agent contacted Respondent to ask whether the road project affected his client’s interest in the property. Mitchell replied to the message “a little, but not much” although Mitchell had failed to disclose the project to his client. Mitchell’s buyer-client purchased the property and subsequently learned of the road project plans which could require the NCDOT to purchase the property in the next 3-5 years. The Commission noted that Mitchell has reached a confidential settlement with the buyer-client to the client’s satisfaction.
MOUNTAIN PARTNERS LLC (HENDERSONVILLE) – By Consent, the Commission reprimanded Mountain Partners LLC effective November 13, 2024. The Commission found that in or about April 2023, an affiliated broker of Mountain Partners LLC who is also a Respondent in this case acted as the listing agent for a property. Respondents listed the property on the Multiple Listing Service (“MLS”) and classified the property’s construction type as an on-frame modular. The property later went under contract with a buyer. On or about June 13, 2023, the buyer agent provided the listing agent proof of a Housing and Urban Development (“HUD”) tag located on the property during the appraisal, a Manufactured Home Certification confirming that the property was a manufactured home, and a copy of the owner’s 2023 General Warranty Deed for the property which referenced a “Declaration of Intent to Affix Manufactured Home to Real Property,” recorded in 2011, which matched the data plate on the property. On or about June 27, 2023, Respondents modified the property’s construction classification in the MLS listing from on-frame modular to manufactured, on-frame modular. Subsequently, the buyer terminated the contract. On or about July 5, 2023, Respondents relisted the property in MLS and one public remark stated, “[t]he house has been remodeled, and there is [no] HUD number, according to county records is ON-FRAME modular.” On or about July 7, 2023, the property MLS listing was again modified to change the classification from manufactured, on-frame modular back to on-frame modular. Mountain Partners LLC failed to ensure the listing for the property was accurate in its initial listing, relisting, and modifications.
MV REALTY OF NORTH CAROLINA LLC (RALEIGH) – Following a hearing, the Commission permanently revoked the broker license of MV Realty effective July 11, 2024. The Commission found that MV Realty solicited homeowners to sign Homeowner Benefit Agreements binding the owners and their heirs to a forty-year term to list their property with MV, and barred the transfer or refinancing of their property without MV Realty’s authorization. The Commission found that MV Realty brokers failed to provide and review the Working with Real Estate Agents Disclosure with prospective sellers; made false promises, misrepresentations, and omissions to prospective sellers regarding Homeowner Benefit Agreements and listing agreements; failed to timely deliver documents and agreements to consumers, engaged in improper, fraudulent, and dishonest dealing in the offering of Homeowner Benefit Agreements; and acted in an incompetent or unworthy manner when acting as a listing agent in real estate transactions.
BRANDON C NARRON (WILSON) – The Commission accepted the voluntary surrender of the real estate broker license of Narron, effective November 13, 2024, with no right to reapply for two years. The Commission dismissed without prejudice allegations that Narron violated provisions of the Real Estate License Law and Commission Rules. Narron neither admitted nor denied misconduct.
NARRON SELLS INC. (WILSON) – The Commission accepted the voluntary surrender of the real estate firm license of Narron Sells Inc., effective November 13, 2024, with no right to reapply for two years. The Commission dismissed without prejudice allegations that Narron Sells Inc. violated provisions of the Real Estate License Law and Commission Rules. Narron Sells Inc. neither admitted nor denied misconduct.
KAYLA H ROGERS (DURHAM) – By Consent, the Commission suspended the broker license of Rogers for a period of 2 years, effective May 1, 2024. The Commission then stayed the suspension following a 6-month active period upon certain conditions. The Commission found that Rogers was the seller of a home she owned and failed to disclose potential septic and foundation issues to the listing agent or the buyer. Rogers had previously stated in a public video that the septic system had been damaged by construction trucks and blasting on a nearby lot. Following the purchase, the buyer discovered that septic system issues discussed with Rogers, through her agent, were more extensive than disclosed.
WANDA R TATE (OCEAN ISLE BEACH) – By Consent, the Commission suspended the broker license of Tate for a period of 9 months, effective November 13, 2024. The Commission found that Tate was the broker-in-charge for a vacation rental management firm. Tate failed to maintain a property ledger and could not produce a trial balance for managed properties. Tate maintained monthly owner statements that did not present a running balance of funds on the accounts. Revenue and management fees were incorrectly reported. Tate improperly collected and paid expenses from the operating account instead of the trust account.
THEODORUS C PRETORIUS (MOORESVILLE) – The Commission accepted the permanent voluntary surrender of the real estate license of Pretorius, effective November 13, 2024. The Commission dismissed without prejudice allegations that Pretorius violated provisions of the Real Estate License Law and Commission Rules. Pretorius neither admitted nor denied misconduct.
TRACEY B SMITH (SNEADS FERRY) – The Commission accepted the permanent voluntary surrender of the real estate broker license of Smith, effective November 13, 2024. The Commission dismissed without prejudice allegations that Smith violated provisions of the Real Estate License Law and Commission Rules. Smith neither admitted nor denied misconduct.
Beyond Discipline: Your Path Forward
The Final Part of an in-depth Five-Part series on the Complaint and Disciplinary Process in Regulatory Affairs. See Part One “Navigating Complaints: A How-To Guide” from the August 2024 eBulletin, Part Two “The Road Ahead: After the Investigation” from the September 2024 eBulletin, Part Three “Beneath the Surface: The Pre-Hearing Process” from the October 2024 eBulletin, and Part Four “Inside the Hearing Room: A Closer Look” from the November 2024 eBulletin.
After a disciplinary action has been ordered or approved by the Commission, whether following a hearing or entering into a Consent Order, the Respondent receives a fully executed copy of the final order of the Commission. An order may include a conditional disciplinary sanction that requires a compliance review by Commission staff. During this phase, the focus is on ensuring that the Respondent has complied with any and all terms and conditions set by the Commission by the stated deadline.
A common term and condition of an order requires a Respondent to complete certain real estate education courses. No continuing education credit is earned for the completion of courses used to satisfy a disciplinary order by the Commission. A Respondent may be required to complete the Commission’s Issues and Answers in NC Real Estate Practice Courses. This Course is in high demand and only offered approximately six times per year at the Commission’s offices in Raleigh. The Course is taught by Commission staff and fills up quickly. It is advised to sign-up as soon as possible to ensure compliance by the stated deadline. Other education course requirements may focus on topics such as material facts, agency, or square footage. For information concerning approved education providers, schedules, and locations, a Respondent may consult the continuing education schedule posted on the Real Estate Commission’s website.
All terms and conditions must be completed by the stated deadline in the Order. If a Respondent fails to meet the terms and conditions stated in the Order, the disciplinary sanction prescribed in the Order will immediately and automatically become effective on the date stated in the Order. If a Respondent meets all terms and conditions of the Order, the conditional sanction stated in the Order becomes effective and the Respondent receives a Conditional Disciplinary Action Compliance Report (“Compliance Report”) stating the final sanction. The Compliance Report also contains important information regarding next steps including any applicable license reinstatement fees and activation requirements. The Commission prints a summary of its disciplinary actions in its online publication, the Real Estate eBulletin, which is distributed electronically to each licensee. If you have questions about the Disciplinary Process, please call the Regulatory Affairs Division at (919) 719-9180.
Self-Dealing vs. Fiduciary
Brokers must act as fiduciaries for their principals while conducting real estate transactions. A “fiduciary” is a person who acts for another in a relationship of trust and who is obligated to act in the other’s best interests, placing the other’s interests before any self-interest.
Video Link: https://youtu.be/cvVHrtHdbNU
Commission Presentations
November 2024 Presentations
Sarah Dixon, Associate Legal Counsel II, spoke at OWN Real Estate on November 7th.
Bruce Rinne, Information Officer, spoke at Allen Tate REALTORS® on November 8th.
December 2024 Presentations
*These presentations are subject to change due to the availability of Commission members and/or staff.*
Bruce Rinne, Information Officer, will speak at Lifestyle International Realty on December 3rd.
Bruce Rinne, Information Officer, will speak at BHHS Carolinas Realty on December 4th.
Miriam Baer, Executive Director, will speak at Land of the Sky Association of REALTORS® on December 18th.
Diversity, Equity, and Inclusion Article
December 3rd is International Day of Persons with Disabilities.
This international observance, promoted by the United Nations since 1992, is a day aimed at raising awareness and promoting the rights and well-being of persons with disabilities. While there are laws, such as the Americans with Disabilities Act and the Fair Housing Act, which prohibit discrimination against those with a disability, as a real estate professional you should work to create an inclusive environment for the consumers and communities you serve.
With over 32% of North Carolinians identifying as having a disability, according to the Centers for Disease Control and Prevention’s Disability and Health Data System, the Commission hopes that you would consider ways to better serve those with disabilities.
Linked below are resources to help educate you on the rights of those with disabilities as well as resources to help you navigate successfully serving those with disabilities.
Americans With Disabilities Act (ADA)
Civil Rights Division | The Fair Housing Act
Disability Main | HUD.gov / U.S. Department of Housing and Urban Development (HUD)
Disability Overview | HUD.gov / U.S. Department of Housing and Urban Development (HUD)
Disability — Fair Housing Project
Fair-Housing-and-Disability-Brochure-10-8-2018.pdf
Home Ownership Matters – How REALTORS® Can Help Disabled Homebuyers
5 Tips For Working With Clients Who Have Disabilities – NC REALTORS®